Getting Started

ADU Condos

AB 1033 is being implemented, and that means homeowners can opt to 'condotize' their ADUs and sell. Here's how it works

Pro Tips to Skinny Down your ADU Construction Costs

Need to reduce construction costs when building your ADU? We have some tips from processionals on how to stretch your construction budget.

ADUs cash flow MORE with inflation (even with higher rates)

Yeah interest rates are higher than what we're used to, but rents are even higher. While interest rates may come down more slowly than...

Meredith Munger

Nov 122 min read

ADU Condos

AB 1033 is being implemented, and that means homeowners can opt to 'condotize' their ADUs and sell. Here's how it works

118 views0 comments

Meredith Munger

May 71 min read

Pro Tips to Skinny Down your ADU Construction Costs

Need to reduce construction costs when building your ADU? We have some tips from processionals on how to stretch your construction budget.

305 views0 comments

Meredith Munger

May 71 min read

ADUs cash flow MORE with inflation (even with higher rates)

Yeah interest rates are higher than what we're used to, but rents are even higher. While interest rates may come down more slowly than...

198 views0 comments

Meredith Munger

May 71 min read

How to Permit an Unpermitted ADU

Learn how to navigate the process of permitting an unpermitted ADU in CA. Don't risk liability - ensure safety and compliance today!

180 views0 comments

Meredith Munger

May 71 min read

Unpermitted ADU? Yikes!

If you have an unpermitted ADU, you DEFINITELY want to get it permitted. And the new housing laws - and additional legislation - are making

173 views0 comments

New Mortgage Guidelines for ADUs - if you weren't qualified before, you're probably qualified now!

Meredith Munger

Dec 5, 20231 min read

New Mortgage Guidelines for ADUs - if you weren't qualified before, you're probably qualified now!

Great news! Fannie Mae, Freddie Mac and FHA made major changes to mortgage guidelines that will allow more people to qualify to build...

438 views0 comments

The Right Kind of Tiny Home - higher cost, lower payment!

Meredith Munger

Dec 5, 20231 min read

The Right Kind of Tiny Home - higher cost, lower payment!

I've seen the good, the bad, and the truly ugly of Tiny Homes. Quality really matters not only for living but also what type of loan you...

178 views0 comments

Meredith Munger

Dec 5, 20231 min read

$0 Appraisals on ADU? Wrong Bank!

Fannie Mae expressly forbids appraisers to include the square footage of a new ADU into the "Gross Living Area" of the property. That's...

200 views0 comments

ADUs make you the coolest Grandparents ever but also the ones who created a legacy for generations.

Meredith Munger

Dec 5, 20231 min read

ADUs make you the coolest Grandparents ever but also the ones who created a legacy for generations.

If you think your kids can't afford to buy a house, you're right. Even if they could, what a waste of money! Why buy a house when you...

147 views0 comments

Legislation passed!! New things you can do to monetize your ADU and real estate

Meredith Munger

Dec 5, 20231 min read

Legislation passed!! New things you can do to monetize your ADU and real estate

Great news! The Governor just signed 56 housing laws - including the ability to SELL an ADU! Also, you can subdivide a 5 acre parcel up...

176 views0 comments

Meredith Munger

Aug 22, 20231 min read

Build your ADU.. and then Sell? Wow!

New legislation in California may allow homeowners to build ADUs, condotize the property, and then sell off the units as primary homes....

746 views1 comment

Forget any ADU Grant! Our Construction HELOC covers your costs with perfect timing

Meredith Munger

Jun 13, 20231 min read

Forget any ADU Grant! Our Construction HELOC covers your costs with perfect timing

With our Construction HELOC options, you only pay on what you use - and only when you need it. There is to need to refinance or pay extra...

920 views0 comments

What's better with a HELOC: points or pre-payment penalties?

Meredith Munger

Jun 13, 20231 min read

What's better with a HELOC: points or pre-payment penalties?

Doing the math on fees makes sense any time you do a loan. While points may seem excessive, actually the tradeoff of pre-penalty payments...

199 views0 comments

Ultimate House Hacking for First-time Homebuyers (and anyone who wants to invest in real estate)

Meredith Munger

Jun 13, 20231 min read

Ultimate House Hacking for First-time Homebuyers (and anyone who wants to invest in real estate)

Whether you're a first-time homebuyer or a seasoned real estate investor, learn how the real estate rules have changed to give you...

177 views0 comments

Meredith Munger

Jun 13, 20231 min read

HELOC Strategy for Building ADUs

When building an ADU, your HELOC Strategy is important to saving thousands while keeping your payment reasonable.

237 views0 comments

Why Interest Rates are NOT as Important as you Think

Meredith Munger

Jun 13, 20231 min read

Why Interest Rates are NOT as Important as you Think

Even though interest rates have come back down, the truth is they are only ONE of MANY factors affecting your monthly payment. The length...

153 views0 comments

ADU on a Family Property? How to keep ownership fair

Meredith Munger

Jun 13, 20231 min read

ADU on a Family Property? How to keep ownership fair

Building an ADU for a family member get tricky when it comes to who owns what. Siblings can sometimes get jealous and concerned that the...

127 views0 comments

Meredith Munger

Jun 13, 20231 min read

How to Build and Finance an ADU

This detailed weekly seminar (and Q&A) goes over every step to build and finance your ADU project. Details include: - Cost to building a...

201 views0 comments

ADUs vs. SB-9 Units: Master planning your Property

Meredith Munger

Nov 22, 20221 min read

ADUs vs. SB-9 Units: Master planning your Property

New CA State laws allow you to build up to 4 total units on your single-family zoned property. Here's how that might look and why it's...

271 views0 comments

HELOCs now available for homeowners & investors

Meredith Munger

Aug 5, 20221 min read

HELOCs now available for homeowners & investors

And they work with the CalHFA ADU Grant. HELOCs for homeowners: Up to 90% combined loan to value $500,000 maximum Interest-only for 10...

424 views0 comments

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Green octopus, LLC

Meredith Munger
Loan Officer

NMLS 2126086

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